Graphics cards will be dropping relatively soon I'd imagine, but the price rise from crypto will never really go away, at least I don't think so. I do see prices leveling out sometime soon though. I'd definately go with an AMD card if possible if I was you. I was only ever NVIDIA for the longest time and this is my first AMD card. The biggest reason for this is the software. Nvidias poopy overlay and geforce experience sucks. AMD has a snappy, easy to use, clean software. I am an AMD Shill.
EDIT: I forgot to mention to use
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this will allow you to see gpu scores and MSRP prices in USD.